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<article xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:mml="http://www.w3.org/1998/Math/MathML" article-type="research-article" xml:lang="en">
<front>
<journal-meta>
<journal-id journal-id-type="publisher-id">SAJIM</journal-id>
<journal-title-group>
<journal-title>South African Journal of Information Management</journal-title>
</journal-title-group>
<issn pub-type="ppub">2078-1865</issn>
<issn pub-type="epub">1560-683X</issn>
<publisher>
<publisher-name>AOSIS</publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id pub-id-type="publisher-id">SAJIM-20-920</article-id>
<article-id pub-id-type="doi">10.4102/sajim.v20i1.920</article-id>
<article-categories>
<subj-group subj-group-type="heading">
<subject>Original Research</subject>
</subj-group>
</article-categories>
<title-group>
<article-title>Some password users are more equal than others: Towards customisation of online security initiatives</article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author" corresp="yes">
<contrib-id contrib-id-type="orcid">https://orcid.org/0000-0001-9148-1281</contrib-id>
<name>
<surname>Butler</surname>
<given-names>Rika</given-names>
</name>
<xref ref-type="aff" rid="AF0001">1</xref>
</contrib>
<contrib contrib-type="author">
<contrib-id contrib-id-type="orcid">https://orcid.org/0000-0002-5232-781X</contrib-id>
<name>
<surname>Butler</surname>
<given-names>Martin</given-names>
</name>
<xref ref-type="aff" rid="AF0002">2</xref>
</contrib>
<aff id="AF0001"><label>1</label>School of Accountancy, Stellenbosch University, South Africa</aff>
<aff id="AF0002"><label>2</label>University of Stellenbosch Business School, Stellenbosch University, South Africa</aff>
</contrib-group>
<author-notes>
<corresp id="cor1"><bold>Corresponding author:</bold> Rika Butler, <email xlink:href="rbutler@sun.ac.za">rbutler@sun.ac.za</email></corresp>
</author-notes>
<pub-date pub-type="epub"><day>31</day><month>07</month><year>2018</year></pub-date>
<pub-date pub-type="collection"><year>2018</year></pub-date>
<volume>20</volume>
<issue>1</issue>
<elocation-id>920</elocation-id>
<history>
<date date-type="received"><day>12</day><month>10</month><year>2017</year></date>
<date date-type="accepted"><day>23</day><month>05</month><year>2018</year></date>
</history>
<permissions>
<copyright-statement>&#x00A9; 2018. The Authors</copyright-statement>
<copyright-year>2018</copyright-year>
<license license-type="open-access" xlink:href="https://creativecommons.org/licenses/by/4.0/">
<license-p>Licensee: AOSIS. This work is licensed under the Creative Commons Attribution License.</license-p>
</license>
</permissions>
<abstract>
<sec id="st1">
<title>Background</title>
<p>Online security is a growing concern and user authentication through passwords remains an important mechanism to protect online assets. Research to date has highlighted the need to address human behaviour but without an indication of where the emphasis of security education, training and awareness (SETA) initiatives should be, beyond improved password practices.</p>
</sec>
<sec id="st2">
<title>Objectives</title>
<p>The aim of this study was to, through analysis of the password behaviour of South African online consumers: (1) understand the prevalence of poor password practices among consumers overall and (2) identify specific password deficiencies prevalent among different demographic groups to be focus areas for tailored intervention programmes.</p>
</sec>
<sec id="st3">
<title>Method</title>
<p>The study uses a quantitative research approach. An online survey was used to gather demographic data, perceptions about online security and applied password practices. A sample of 737 valid responses was analysed for this research.</p>
</sec>
<sec id="st4">
<title>Results</title>
<p>Based on the descriptive analysis of the responses three key observations were made. Firstly, there is a distinct difference in the incidence of poor password practices for all respondents and thus support for tailored interventions. Secondly, there are variances between the practices within different demographic groups that could be used for customisation of interventions. Finally, the different poor practices cannot be uniquely attributed to one particular set of demographics.</p>
</sec>
<sec id="st5">
<title>Conclusion</title>
<p>The study concluded that to improve computer password security in South Africa, password SETA programmes should be customised for areas where individual needs exist and not merely per password practice or demographic group.</p>
</sec>
</abstract>
</article-meta>
</front>
<body>
<sec id="s0001">
<title>Introduction</title>
<p>The growth in the use of computers and the Internet have increased the number of threats computer users are exposed to. Although the South African Cyber Security Policy Framework (South Africa <xref ref-type="bibr" rid="CIT0054">2015</xref>) aims to foster a cyber-security culture, it does not include provision for security education, training and awareness (SETA), which are regarded as critical components to foster such a culture (Kortjan &#x0026; Von Solms <xref ref-type="bibr" rid="CIT0033">2014</xref>:30).</p>
<p>Varying levels of digital literacy among computer users and different behaviour by users in the online environment make it difficult to apply a uniform set of interventions to improve security behaviour. Researchers (Chandarman &#x0026; Van Niekerk <xref ref-type="bibr" rid="CIT0011">2017</xref>; McCormac et al. <xref ref-type="bibr" rid="CIT0038">2017</xref>) have emphasised the importance of appropriate interventions to address the weaknesses of particular target audience groups. This is supported by Kruck and Teer (<xref ref-type="bibr" rid="CIT0035">2008</xref>:80), who recommend that those responsible for computer SETA gain &#x2018;a better understanding&#x2019; of areas where deficiencies in computer security are present.</p>
<p>For decades, user identification and authentication have been regarded as the foundation of computer security (Conklin, Dietrich &#x0026; Walz <xref ref-type="bibr" rid="CIT0014">2004</xref>:1), playing an important role in securing information. Despite the evolution of other methods of identification and authentication of computer users, such as biometrics, single sign-on and one-time pin, the use of passwords remains the most common way to control access and authenticate computer users (Das et al. <xref ref-type="bibr" rid="CIT0016">2014</xref>; Tam, Glassman &#x0026; Vandenwauver <xref ref-type="bibr" rid="CIT0057">2010</xref>). However, passwords are increasingly subject to various forms of attack (Shen et al. <xref ref-type="bibr" rid="CIT0049">2016</xref>:131), making proper computer password security essential.</p>
<p>Ensuring proper computer password security involves both technological and human aspects (Brostoff &#x0026; Sasse <xref ref-type="bibr" rid="CIT0003">2002</xref>:41). While technology can provide a certain level of protection against certain threats, human behaviour remains a potential weak link. The &#x2018;burden&#x2019; of choosing a strong password that is kept secure and confidential remains on the computer user (Garrison <xref ref-type="bibr" rid="CIT0024">2008</xref>:70) and even the most sophisticated systems become inadequate if computer users do not apply proper password practices (Tam et al. <xref ref-type="bibr" rid="CIT0057">2010</xref>:233).</p>
<p>Butler and Butler (<xref ref-type="bibr" rid="CIT0006">2014</xref>:159) recommend that initiatives to educate, train and raise awareness take cognisance of the particular aspects that influence password behaviour. Studies by McCrohan, Engel and Harvey (<xref ref-type="bibr" rid="CIT0039">2010</xref>) have demonstrated that specific training on relevant password-related matters improved users&#x2019; password behaviour significantly. The objective of this research is to determine if there are varying levels of proficiency regarding password practices between different demographical groups that could direct the tailoring of such initiatives.</p>
<p>Important elements to be considered in the design of any SETA initiatives include the target audience, the relevant topics, the content and the method of communication (Kortjan &#x0026; Von Solms <xref ref-type="bibr" rid="CIT0033">2014</xref>:33). To present the appropriate audience with applicable SETA content, it is necessary to examine user password practices and identify deficiencies in performance among the various groupings of users. These factors can then be emphasised in tailored SETA programmes (Kruger et al. <xref ref-type="bibr" rid="CIT0036">2008</xref>:56) to ensure that audiences targeted with these initiatives are presented with relevant content, delivered by appropriate mechanisms. The importance of relevance in education to bring about behavioural change is well documented, including in the field of information security (Soomro, Shah &#x0026; Ahmed <xref ref-type="bibr" rid="CIT0053">2016</xref>:216).</p>
</sec>
<sec id="s0002">
<title>Literature review</title>
<sec id="s20001">
<title>Online security</title>
<p>The password practices that users apply have a direct effect on the level of security of computer systems. While certain password users are proficient in their password practices, proper security measures and guidelines are often &#x2018;unknown, neglected, or avoided&#x2019; by other computer users (Notoatmodjo &#x0026; Thomborson <xref ref-type="bibr" rid="CIT0043">2009</xref>:71). Garrison (<xref ref-type="bibr" rid="CIT0024">2008</xref>:70) determined that many computer users are ignorant and uninformed about how to select usable and secure passwords. In addition, many computer users are unaware of their vulnerability and the possible consequences associated with improper password use and control. Chandarman and Van Niekerk (<xref ref-type="bibr" rid="CIT0011">2017</xref>:134) regard the untrained user as one of the weakest links in a security system.</p>
<p>Security should be a foremost concern when creating new passwords (Huth, Orlando &#x0026; Pesante <xref ref-type="bibr" rid="CIT0029">2012</xref>; Zhang-Kennedy, Chiasson &#x0026; Van Oorschot <xref ref-type="bibr" rid="CIT0062">2016</xref>). Ominously, human memory limitations place a strain on computer users&#x2019; memory and they experience difficulties in remembering numerous passwords (Furnell &#x0026; Esmael <xref ref-type="bibr" rid="CIT0023">2017</xref>:5; Shen et al. <xref ref-type="bibr" rid="CIT0049">2016</xref>:131). Notoatmodjo and Thomborson (<xref ref-type="bibr" rid="CIT0043">2009</xref>:71) refer to this as &#x2018;password overload&#x2019;, a term widely used in the literature, which often results in weak password behaviour. Yan et al. (<xref ref-type="bibr" rid="CIT0061">2004</xref>:25) found that many users rarely choose passwords that are both hard to guess and easy to remember. A conflict between two opposing principles, convenience (memorability and usability) and security, therefore, exists.</p>
</sec>
<sec id="s20002">
<title>Poor password practices</title>
<p>Kothari et al. (<xref ref-type="bibr" rid="CIT0034">2015</xref>:15) reasoned that password practices encompass the measures that computer users apply when choosing or creating passwords (which involves aspects such as the origin of the password and the characters used in its composition), as well as managing passwords (measures that relate to the safekeeping of passwords). Groupings of common proper and improper password practices that were the topic of various studies are presented in <xref ref-type="table" rid="t0001">Table 1</xref>.</p>
<table-wrap id="t0001">
<label>TABLE 1</label>
<caption><p>Studies on common password practices.</p></caption>
<table frame="hsides" rules="groups">
<thead>
<tr>
<th valign="top" align="left">Proper password practice indicator</th>
<th valign="top" align="left">Supporting studies</th>
<th valign="top" align="left">Improper practice</th>
<th valign="top" align="left">Supporting studies</th>
</tr>
</thead>
<tbody>
<tr>
<td align="left">Security should be the foremost concern when creating passwords.</td>
<td align="left"><list list-type="bullet">
<list-item><p>Huth et al. (<xref ref-type="bibr" rid="CIT0029">2012</xref>)</p></list-item>
<list-item><p>ISACA (<xref ref-type="bibr" rid="CIT0031">2010</xref>)</p></list-item>
<list-item><p>Singleton (<xref ref-type="bibr" rid="CIT0051">2012</xref>)</p></list-item>
<list-item><p>Zhang-Kennedy et al. (<xref ref-type="bibr" rid="CIT0062">2016</xref>)</p></list-item></list></td>
<td align="left">Convenience is regarded as more important than security.</td>
<td align="left"><list list-type="bullet">
<list-item><p>Butler and Butler (<xref ref-type="bibr" rid="CIT0007">2015</xref>)</p></list-item>
<list-item><p>Shen et al. (<xref ref-type="bibr" rid="CIT0049">2016</xref>)</p></list-item></list></td>
</tr>
<tr>
<td align="left">Use complex passwords in terms of composition characters used and length.</td>
<td align="left"><list list-type="bullet">
<list-item><p>Bonneau et al. (<xref ref-type="bibr" rid="CIT0002">2015</xref>)</p></list-item>
<list-item><p>Campbell, Kleeman and Ma (<xref ref-type="bibr" rid="CIT0009">2007</xref>)</p></list-item>
<list-item><p>Furnell (<xref ref-type="bibr" rid="CIT0020">2007</xref>)</p></list-item>
<list-item><p>Shay et al. (<xref ref-type="bibr" rid="CIT0048">2010</xref>)</p></list-item>
<list-item><p>Singleton (<xref ref-type="bibr" rid="CIT0051">2012</xref>)</p></list-item>
<list-item><p>Turan et al. (<xref ref-type="bibr" rid="CIT0059">2010</xref>)</p></list-item>
<list-item><p>Zhang-Kennedy et al. (<xref ref-type="bibr" rid="CIT0062">2016</xref>)</p></list-item></list></td>
<td align="left">Passwords not sufficiently complex.</td>
<td align="left"><list list-type="bullet">
<list-item><p>Shen et al. (<xref ref-type="bibr" rid="CIT0049">2016</xref>)</p></list-item>
<list-item><p>Butler and Butler (<xref ref-type="bibr" rid="CIT0007">2015</xref>)</p></list-item>
<list-item><p>Florencio and Herley (<xref ref-type="bibr" rid="CIT0017">2007</xref>)</p></list-item>
<list-item><p>Riley (<xref ref-type="bibr" rid="CIT0046">2006</xref>)</p></list-item>
<list-item><p>Zviran and Haga (<xref ref-type="bibr" rid="CIT0063">1999</xref>)</p></list-item></list></td>
</tr>
<tr>
<td align="left">Use non-meaningful information.</td>
<td align="left"><list list-type="bullet">
<list-item><p>Furnell (<xref ref-type="bibr" rid="CIT0020">2007</xref>)</p></list-item>
<list-item><p>Garrison (<xref ref-type="bibr" rid="CIT0024">2008</xref>)</p></list-item>
<list-item><p>Singleton (<xref ref-type="bibr" rid="CIT0051">2012</xref>)</p></list-item>
<list-item><p>Turan et al. (<xref ref-type="bibr" rid="CIT0059">2010</xref>)</p></list-item>
<list-item><p>Zhang-Kennedy et al. (<xref ref-type="bibr" rid="CIT0062">2016</xref>)</p></list-item></list></td>
<td align="left">Use of personally meaningful information.</td>
<td align="left"><list list-type="bullet">
<list-item><p>Shen et al. (<xref ref-type="bibr" rid="CIT0049">2016</xref>)</p></list-item>
<list-item><p>Brown et al. (<xref ref-type="bibr" rid="CIT0004">2004</xref>)</p></list-item>
<list-item><p>Butler and Butler (<xref ref-type="bibr" rid="CIT0007">2015</xref>)</p></list-item>
<list-item><p>Campbell et al. (<xref ref-type="bibr" rid="CIT0009">2007</xref>)</p></list-item>
<list-item><p>Riley (<xref ref-type="bibr" rid="CIT0046">2006</xref>)</p></list-item>
<list-item><p>Shay et al. (<xref ref-type="bibr" rid="CIT0048">2010</xref>)</p></list-item></list></td>
</tr>
<tr>
<td align="left">Do not share passwords.</td>
<td align="left">Furnell (<xref ref-type="bibr" rid="CIT0020">2007</xref>)<break/>ISACA (<xref ref-type="bibr" rid="CIT0031">2010</xref>)<break/>McDowell, Hernan and Rafail (<xref ref-type="bibr" rid="CIT0040">2013</xref>)<break/>SANS (<xref ref-type="bibr" rid="CIT0055">2014</xref>)<break/>Zhang-Kennedy et al. (<xref ref-type="bibr" rid="CIT0062">2016</xref>)</td>
<td align="left">Password sharing.</td>
<td align="left"><list list-type="bullet">
<list-item><p>Butler and Butler (<xref ref-type="bibr" rid="CIT0007">2015</xref>)</p></list-item>
<list-item><p>Furnell (<xref ref-type="bibr" rid="CIT0019">2005</xref>)</p></list-item>
<list-item><p>Shay et al. (<xref ref-type="bibr" rid="CIT0048">2010</xref>)</p></list-item>
<list-item><p>Taiabul Haque, Wright and Scielzo (<xref ref-type="bibr" rid="CIT0056">2014</xref>)</p></list-item>
<list-item><p>Teer, Kruck and Kruck (<xref ref-type="bibr" rid="CIT0058">2007</xref>)</p></list-item></list></td>
</tr>
<tr>
<td align="left">Password should be unique &#x2013; not reused or simultaneously used for other purposes.</td>
<td align="left"><list list-type="bullet">
<list-item><p>Bonneau et al. (<xref ref-type="bibr" rid="CIT0002">2015</xref>)</p></list-item>
<list-item><p>Garrison (<xref ref-type="bibr" rid="CIT0024">2008</xref>)</p></list-item>
<list-item><p>ISACA (<xref ref-type="bibr" rid="CIT0031">2010</xref>)</p></list-item>
<list-item><p>SANS (<xref ref-type="bibr" rid="CIT0055">2014</xref>)</p></list-item>
<list-item><p>Zhang-Kennedy et al. (<xref ref-type="bibr" rid="CIT0062">2016</xref>)</p></list-item></list></td>
<td align="left">Reuse of the same password and simultaneous <italic>use</italic> of password for more than one purpose.</td>
<td align="left"><list list-type="bullet">
<list-item><p>Brown et al. (<xref ref-type="bibr" rid="CIT0004">2004</xref>)</p></list-item>
<list-item><p>Butler and Butler (<xref ref-type="bibr" rid="CIT0007">2015</xref>)</p></list-item>
<list-item><p>Florencio and Herley (<xref ref-type="bibr" rid="CIT0017">2007</xref>)</p></list-item>
<list-item><p>Furnell et al. (<xref ref-type="bibr" rid="CIT0022">2000</xref>)</p></list-item>
<list-item><p>Gaw and Felten (<xref ref-type="bibr" rid="CIT0025">2006</xref>)</p></list-item>
<list-item><p>Riley (<xref ref-type="bibr" rid="CIT0046">2006</xref>)</p></list-item>
<list-item><p>Shay et al. (<xref ref-type="bibr" rid="CIT0048">2010</xref>)</p></list-item>
<list-item><p>Brown et al. (<xref ref-type="bibr" rid="CIT0004">2004</xref>)</p></list-item>
<list-item><p>Butler and Butler (<xref ref-type="bibr" rid="CIT0007">2015</xref>)</p></list-item>
<list-item><p>Furnell et al. (<xref ref-type="bibr" rid="CIT0022">2000</xref>)</p></list-item>
<list-item><p>Bonneau et al. (<xref ref-type="bibr" rid="CIT0002">2015</xref>)</p></list-item></list></td>
</tr>
<tr>
<td align="left">Regularly change passwords.</td>
<td align="left"><list list-type="bullet">
<list-item><p>Adams and Sasse (<xref ref-type="bibr" rid="CIT0001">1999</xref>)</p></list-item>
<list-item><p>Furnell (<xref ref-type="bibr" rid="CIT0020">2007</xref>)</p></list-item>
<list-item><p>SANS (<xref ref-type="bibr" rid="CIT0055">2014</xref>)</p></list-item>
<list-item><p>Zhang-Kennedy et al. (<xref ref-type="bibr" rid="CIT0062">2016</xref>)</p></list-item></list></td>
<td align="left">Not regularly changing passwords.</td>
<td align="left"><list list-type="bullet">
<list-item><p>Butler and Butler (<xref ref-type="bibr" rid="CIT0007">2015</xref>)</p></list-item>
<list-item><p>Furnell (<xref ref-type="bibr" rid="CIT0019">2005</xref>)</p></list-item>
<list-item><p>Furnell et al. (<xref ref-type="bibr" rid="CIT0022">2000</xref>)</p></list-item>
<list-item><p>Inglesant and Sasse (<xref ref-type="bibr" rid="CIT0030">2010</xref>)</p></list-item>
<list-item><p>Riley (<xref ref-type="bibr" rid="CIT0046">2006</xref>)</p></list-item>
<list-item><p>Teer et al. (<xref ref-type="bibr" rid="CIT0058">2007</xref>)</p></list-item></list></td>
</tr>
<tr>
<td align="left">Vary password complexity with the risk associated with its use.</td>
<td align="left"><list list-type="bullet">
<list-item><p>Bonneau et al. (<xref ref-type="bibr" rid="CIT0002">2015</xref>)</p></list-item>
<list-item><p>Brown et al. (<xref ref-type="bibr" rid="CIT0004">2004</xref>)</p></list-item>
<list-item><p>ISACA (<xref ref-type="bibr" rid="CIT0031">2010</xref>)</p></list-item>
<list-item><p>Zhang-Kennedy et al. (<xref ref-type="bibr" rid="CIT0062">2016</xref>)</p></list-item></list></td>
<td align="left">Lack of perceived risk associated with use.</td>
<td align="left"><list list-type="bullet">
<list-item><p>Butler and Butler (<xref ref-type="bibr" rid="CIT0007">2015</xref>)</p></list-item>
<list-item><p>Riley (<xref ref-type="bibr" rid="CIT0046">2006</xref>)</p></list-item></list></td>
</tr>
<tr>
<td align="left">Store passwords securely.</td>
<td align="left"><list list-type="bullet">
<list-item><p>Bonneau et al. (<xref ref-type="bibr" rid="CIT0002">2015</xref>)</p></list-item>
<list-item><p>SANS (<xref ref-type="bibr" rid="CIT0055">2014</xref>)</p></list-item>
<list-item><p>Zhang-Kennedy et al. (<xref ref-type="bibr" rid="CIT0062">2016</xref>)</p></list-item></list></td>
<td align="left">Use of unsafe password storing practices.</td>
<td align="left"><list list-type="bullet">
<list-item><p>Adam and Sasse (1999)</p></list-item>
<list-item><p>Brown et al. (<xref ref-type="bibr" rid="CIT0004">2004</xref>)</p></list-item>
<list-item><p>Butler and Butler (<xref ref-type="bibr" rid="CIT0007">2015</xref>)</p></list-item>
<list-item><p>Gaw and Felton (2006)</p></list-item></list></td>
</tr>
</tbody>
</table>
<table-wrap-foot>
<fn><p>Note: Please see the full reference list of the article, Butler, R, Butler, M., 2018, &#x2018;Some password users are more equal than others: Towards customisation of online security initiatives&#x2019;, <italic>South African Journal of Information Management</italic> 20(1), a920. <ext-link ext-link-type="uri" xlink:href="https://doi.org/10.4102/sajim.v20i1.920">https://doi.org/10.4102/sajim.v20i1.920</ext-link>, for more information.</p></fn>
</table-wrap-foot>
</table-wrap>
<p>Although authors propose that interventions should focus on the educational requirements of particular target audience groups, they do not explain how to design custom-made SETA interventions. As &#x2018;very few&#x2019; studies focussing on computer security awareness in South Africa have been conducted (Chandarman &#x0026; Van Niekerk <xref ref-type="bibr" rid="CIT0011">2017</xref>:136), the extent to which SETA programmes should focus on the proper password practices in <xref ref-type="table" rid="t0001">Table 1</xref> remains somewhat elusive in academic literature.</p>
</sec>
<sec id="s20003">
<title>Demographics and password practices</title>
<p>Research into computer security often focusses on &#x2018;particular user communities&#x2019; and does not necessarily report on the effects of demographics, despite the fact that basic demographic information is often obtained, and commented upon, in these studies (Howe et al. <xref ref-type="bibr" rid="CIT0028">2012</xref>:210). Some studies commented on notable differences between different demographical groupings for security in general, not passwords in particular.</p>
<p>While McCormac et al. (<xref ref-type="bibr" rid="CIT0038">2017</xref>:152) noted small differences in individuals&#x2019; information security awareness and their age and gender, Pattinson et al. (<xref ref-type="bibr" rid="CIT0044">2015</xref>) found that gender has no significant influence on information security behaviour but that age seems to improve secure behaviour. Sheng et al. (<xref ref-type="bibr" rid="CIT0050">2010</xref>) found minor variances between males and females and different age groups regarding susceptibility to computer security threats such as phishing. Chaudhary et al. (<xref ref-type="bibr" rid="CIT0012">2015</xref>) found female respondents more susceptible to poor online behaviour, in this instance phishing attacks, than male respondents. It was found that age reduces the risk perception associated with a loss of data confidentiality (Milne, Labrecque &#x0026; Cromer <xref ref-type="bibr" rid="CIT0042">2009</xref>) and increases vulnerability to threats such as spyware (Fox <xref ref-type="bibr" rid="CIT0018">2006</xref>), while males seem to have a tendency to engage in more risky online behaviour (Byrne et al. <xref ref-type="bibr" rid="CIT0008">2012</xref>).</p>
<p>Chen, Paik and McCabe (<xref ref-type="bibr" rid="CIT0013">2014</xref>:135) reported on different levels of defensive measures taken by online consumers based on education levels. Redmiles, Kross and Mazurek (<xref ref-type="bibr" rid="CIT0045">2016</xref>:666) found that users with higher education levels are significantly more likely to learn from negative experiences. These groups also have access to more credible sources of security-related information, potentially leading to more secure behaviour online.</p>
<p>The literature for demographics impacting passwords in particular is scarce. Gender as a distinguishing factor did feature in research by Bryant and Campbell (<xref ref-type="bibr" rid="CIT0005">2006</xref>), determining that females are more likely to use meaningful information in the composition of their passwords, while males are more likely to use similar passwords for more than one purpose (Bryant &#x0026; Campbell <xref ref-type="bibr" rid="CIT0005">2006</xref>:90). Shay et al. (<xref ref-type="bibr" rid="CIT0048">2010</xref>) noted a decrease in password sharing as respondents grew older. Bryant and Campbell noted a slight decrease in respondents who did not use a proper combination of characters in the composition of passwords as age increased. The literature indicates that age does not negatively impact upon all practices; Bryant and Campbell also established that older participants were not more, or less, likely to change their passwords more often than younger users.</p>
<p>According to Karlsson, &#x00C5;str&#x00F6;m and Karlsson (<xref ref-type="bibr" rid="CIT0032">2015</xref>:246) existing research into online security has focussed on a broad set of research topics but with limited depth. More importantly, an extensive part of the research is descriptive, philosophical or theoretical, lacking a structured use of empirical data, making it quite immature.</p>
</sec>
<sec id="s20004">
<title>Behavioural change</title>
<p>The goal of SETA interventions is to change and improve user behaviour. Although many organisations show compliance in running security awareness programmes, this does not necessarily result in a behavioural change. Merely complying, and not dealing with the actual deficiencies, can result in people being more averse to change than before, according to Skinner et al. (<xref ref-type="bibr" rid="CIT0052">2018</xref>).</p>
<p>According to Michie and Johnston (<xref ref-type="bibr" rid="CIT0041">2012</xref>), basic psychological research over the last century has demonstrated that behaviour and behavioural change follow predictable patterns and that it is, therefore, vital that interventions be guided by accumulated science. This is supported by work from Curry et al. (<xref ref-type="bibr" rid="CIT0015">2018</xref>:49) indicating that the motivational antecedents of intent are separate from the volitional drivers of behaviour. They suggest that &#x2018;appropriately differentiated treatments&#x2019; to support behavioural change should &#x2018;inform practical security behaviour improvement initiatives&#x2019;.</p>
<p>User behaviour concerning passwords has a direct effect on computer security (Gehringer <xref ref-type="bibr" rid="CIT0026">2002</xref>:369). Using the determinants of human behaviour, based on the model of McCloy, Campbell and Cudeck (<xref ref-type="bibr" rid="CIT0037">1994</xref>), Butler and Butler (<xref ref-type="bibr" rid="CIT0006">2014</xref>) defined three determinants for individual password performance, namely relevant knowledge of password practices, the capability to successfully combine password-related knowledge with knowing how and being able to apply proper password practices, and the motivation to behave securely. Their password performance model is used as theoretical construct for this research.</p>
</sec>
</sec>
<sec id="s0003">
<title>Methods</title>
<sec id="s20013">
<title>Objective of study</title>
<p>The primary objective of this study was to determine the individual SETA needs in South Africa by analysing the following:</p>
<list list-type="bullet">
<list-item><p>The prevalence of poor password practices, to define common SETA focus areas.</p></list-item>
<list-item><p>The variance between different demographic groups to define focus areas for tailored SETA initiatives.</p></list-item></list>
<p>The results of this study are presented as relative focus areas per poor password practice (<xref ref-type="fig" rid="f0001">Figure 1</xref>), as well as a demographical variance heat map to indicate deficiencies in password practices displayed for different demographic groups. These results should be useful to practitioners defining appropriate SETA programmes. Future research in this space could be focussed on the complex interrelatedness of the different demographic factors that sometimes display an interesting cyclic nature, especially with years of Internet experience and number of sites visited that require authentication.</p>
<fig id="f0001">
<label>FIGURE 1</label>
<caption><p>Improper password practices for total data set.</p></caption>
<graphic xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="SAJIM-20-920-g001.tif"/>
</fig>
<p>Recommendations made from the observed differences and literature on appropriate interventions make a contribution for practitioners designing SETA interventions.</p>
</sec>
<sec id="s20005">
<title>Research design and measuring instrument</title>
<p>A survey design that targets a large sample of responses, to potentially cover different demographics across five dimensions, was deemed appropriate. Ethical clearance for the research project was obtained from the Departmental Ethical Screening Committee at the academic institution of the authors.</p>
<p>The following steps were followed in the research process:</p>
<list list-type="bullet">
<list-item><p>A literature study was performed to determine best practices for passwords (<xref ref-type="table" rid="t0001">Table 1</xref>) and compile a list of potential deficiencies.</p></list-item>
<list-item><p>A survey was designed and pilot tested to ensure accuracy and no forced answers from respondents. Because the intent was not inferential statistics and multiple questions per deficiency that would allow for statistical reliability and validity, a minimum of two rounds of pilot testing was deemed necessary to ensure question validity.</p></list-item>
<list-item><p>The survey was distributed online using a commercial survey site and it was decided not to include an offline survey because the participants could be less likely to fall within the target population of password users.</p></list-item>
<list-item><p>The overall password performance was analysed to determine the incidence of improper practices among the entire data set (<xref ref-type="fig" rid="f0001">Figure 1</xref>). For purposes of this study, the common improper practices indicated in <xref ref-type="table" rid="t0001">Table 1</xref> served as the basis to classify &#x2018;weak&#x2019; password behaviour.</p></list-item>
<list-item><p>Password behaviour displayed was analysed for different demographic groups (<xref ref-type="fig" rid="f0002">Figures 2</xref>&#x2013;<xref ref-type="fig" rid="f0007">7</xref>).</p></list-item>
<list-item><p>An analysis of the variation, for different demographics, was performed to identify areas of focus for tailored SETA programmes based on demographics (<xref ref-type="fig" rid="f0008">Figure 8</xref>).</p></list-item></list>
</sec>
<sec id="s20006">
<title>Data collection and analysis</title>
<p>The survey instrument was pilot tested on a sample population of both technology literate and less literate users to ensure construct validity and meaning options for each question or statement. After two rounds of pilot testing and confirmation that all questions were valid, the survey was administered using an online survey tool and distributed via social media (Twitter) and institutional email. Given a desire for a large sample, yet no inferential statistics that would impose strict sampling decisions, a snowball distribution method was used.</p>
<fig id="f0002">
<label>FIGURE 2</label>
<caption>
<p>Weak password practices per age group.</p></caption>
<graphic xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="SAJIM-20-920-g002.tif"/>
</fig>
<p>A total of 737 useful responses were obtained for analysis. As the survey questions asked for the prevalence of the different antecedents of poor password practices as indicated in <xref ref-type="table" rid="t0001">Table 1</xref> via a single question each, statistical validity for multiple statements per construct can thus not be determined.</p>
<p>The analysis was conducted using descriptive statistics (<xref ref-type="fig" rid="f0002">Figures 2</xref>&#x2013;<xref ref-type="fig" rid="f0007">7</xref>) and no inferential statistics to any confidence level were performed. <xref ref-type="fig" rid="f0008">Figure 8</xref> represents the performance heat map, indicating the reported difference in behaviour for the different demographic groupings for three defined levels of performance.</p>
</sec>
<sec id="s20007">
<title>Demographics and bias</title>
<p>The demographic composition of the population is presented in <xref ref-type="table" rid="t0002">Table 2</xref>.</p>
<table-wrap id="t0002">
<label>TABLE 2</label>
<caption>
<p>Demographic composition of population.</p></caption>
<table frame="hsides" rules="groups">
<thead>
<tr>
<th valign="top" align="left">Demographic category</th>
<th valign="top" align="center">Variable</th>
<th valign="top" align="center">Number of respondents (n = 737)</th>
<th valign="top" align="center">%</th>
</tr>
</thead>
<tbody>
<tr>
<td rowspan="3">Age</td>
<td align="left">&#x003C; 35 years</td>
<td align="center">307</td>
<td align="center">41.6</td>
</tr>
<tr>
<td align="left">35&#x2013;49 years</td>
<td align="center">282</td>
<td align="center">38.3</td>
</tr>
<tr>
<td align="left">50+ years</td>
<td align="center">148</td>
<td align="center">20.1</td>
</tr>
<tr>
<td rowspan="2">Gender</td>
<td align="left">Male</td>
<td align="center">351</td>
<td align="center">47.6</td>
</tr>
<tr>
<td align="left">Female</td>
<td align="center">386</td>
<td align="center">52.4</td>
</tr>
<tr>
<td rowspan="3">Number of sites that require authentication</td>
<td align="left">&#x003C; 10</td>
<td align="center">397</td>
<td align="center">53.9</td>
</tr>
<tr>
<td align="left">10&#x2013;19</td>
<td align="center">224</td>
<td align="center">30.4</td>
</tr>
<tr>
<td align="left">20+</td>
<td align="center">116</td>
<td align="center">15.7</td>
</tr>
<tr>
<td rowspan="3">Highest level of education</td>
<td align="left">School level up to Grade 12</td>
<td align="center">96</td>
<td align="center">13.0</td>
</tr>
<tr>
<td align="left">Graduated with bachelor&#x2019;s degree or diploma</td>
<td align="center">289</td>
<td align="center">39.2</td>
</tr>
<tr>
<td align="left">Post-graduate qualification</td>
<td align="center">352</td>
<td align="center">47.8</td>
</tr>
<tr>
<td rowspan="3">Years of Internet experience</td>
<td align="left">15+ years</td>
<td align="center">516</td>
<td align="center">70.0</td>
</tr>
<tr>
<td align="left">10&#x2013;14 years</td>
<td align="center">146</td>
<td align="center">19.8</td>
</tr>
<tr>
<td align="left">&#x003C; 10 years</td>
<td align="center">51</td>
<td align="center">6.9</td>
</tr>
</tbody>
</table></table-wrap>
<p>Comparison of the demographic data with that of South African Internet users shows a potential bias in terms of education levels. This is to be expected given the method of distribution from within the database of an academic institution. Gender and age distribution was deemed representative, and no comparative data sets are available to determine potential bias in terms of the numbers of sites visited nor years of Internet experience.</p>
</sec>
<sec id="s20008">
<title>Research context value contribution</title>
<p>Research about passwords is often conducted within a particular context, such as an organisation that the author has access to. This is often an academic institution (Kruck &#x0026; Teer <xref ref-type="bibr" rid="CIT0035">2008</xref>; Yan et al. <xref ref-type="bibr" rid="CIT0061">2004</xref>) or particular industry that imposes additional regulatory challenges, like health care (Ghazvini &#x0026; Shukur <xref ref-type="bibr" rid="CIT0027">2017</xref>), or where the assets protected are particularly attractive, such as financial services.</p>
<p>This research did not aim for, nor was it limited to, a particular context. Practitioners from a broad sphere of applications may be interested in the results. However, the intent is not to use the results to design differentiated SETA programmes but rather to acknowledge the potential difference that may exist in every context and incorporate that into a learning process design. Academics may wish to test for these differences within specific contexts.</p>
</sec>
</sec>
<sec id="s0004">
<title>Research results</title>
<sec id="s20009">
<title>Overall password behaviour</title>
<p>Analysis revealed that respondents vary significantly in their password practice proficiency levels. Furthermore, a discrepancy between users&#x2019; perceptions of their password practices and the reality (practices measured) was evident. A total of 39 respondents (5.3%) perceived that they possessed absolute knowledge of proper password practices. However, only a single respondent (0.1%) was able to demonstrate flawless ability to apply proper password practices and only 21 respondents (2.8%) displayed a perfect &#x2018;security first&#x2019; aptitude when selecting and managing passwords.</p>
<p>The password creation and management practices of respondents were analysed to distinguish between secure and weak password behaviour. Numerous instances of weak password creation and management practices were evident (<xref ref-type="fig" rid="f0001">Figure 1</xref>).</p>
<p>The most prevalent poor practices were the simultaneous use of the same passwords (90.1%) and password reuse (77.3%). This was not unexpected because studies by Das et al. (<xref ref-type="bibr" rid="CIT0016">2014</xref>) and Wash et al. (<xref ref-type="bibr" rid="CIT0060">2016</xref>) highlighted that users have fewer passwords than the number of websites they visit, indicating password reuse. Shay et al. (<xref ref-type="bibr" rid="CIT0048">2010</xref>) found that more than 80.0% of their respondents reused or slightly altered passwords for multiple purposes. Wash et al. concluded that 85.0% of respondents reused passwords. The reuse and simultaneous use of passwords is thus an extremely important focus area for SETA, especially where the same passwords are used to protect valuable assets (like online banking) and less valuable, and often less well-protected, Internet sites of a general nature.</p>
</sec>
<sec id="s20010">
<title>Analysis of weak password behaviour per demographic group</title>
<p>The analysis for the customisation of SETA programmes followed a dual approach. Firstly, it was determined which of the weak password practices were more prevalent across the entire population to ensure that these aspects were highlighted across the board for all demographics (<xref ref-type="fig" rid="f0001">Figure 1</xref>). Secondly, the prevalence of weak password behaviour within different demographic groups was analysed. The results are presented in <xref ref-type="fig" rid="f0002">Figures 2</xref>&#x2013;<xref ref-type="fig" rid="f0007">7</xref>.</p>
<sec id="s30001">
<title>Age group</title>
<p><xref ref-type="fig" rid="f0002">Figure 2</xref> indicates the weak password practices per age group.</p>
<p>The occurrence of weak behaviour decreased for the majority of practices as respondents grew older. A possible reason for this could be that older respondents do not visit as many Internet sites that require authentication with passwords as younger age groups, meaning that they do not have as many passwords to manage, resulting in less password reuse and simultaneous use. A decrease in the extent of password sharing as respondents grew older was noted, supporting the findings of Shay et al. (<xref ref-type="bibr" rid="CIT0048">2010</xref>).</p>
<p>A comparison between the age groups and the number of sites accessed that require authentication is shown in <xref ref-type="fig" rid="f0003">Figure 3</xref>. It confirms that there is indeed a decreasing trend in the percentage of older respondents who access 15 or more sites requiring authentication, which could explain the decrease in the password deficiencies identified among the older demographics. This limitation of the research does not impact the recommendations to the extent that it would, had the objective been a regression study to define the extent of each individual demographic on the performance. It merely indicates that cross-loading is evident within the selected demographics and should be investigated by future research.</p>
<fig id="f0003">
<label>FIGURE 3</label>
<caption>
<p>Age group versus number of sites requiring authentication.</p></caption>
<graphic xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="SAJIM-20-920-g003.tif"/>
</fig>
<p>While the majority of poor practices decreased with respondents&#x2019; age, the practices of using personally meaningful words and numbers, not changing passwords regularly and using unsafe storing practices increased, the older the respondents were. This could indicate that although they visit fewer sites requiring authentication (<xref ref-type="fig" rid="f0003">Figure 3</xref>), the age group above 50 years are possibly unaware of the dangers associated with the use of personally meaningful information when creating passwords. This is supported by the increased lack of risk awareness as respondents grew older, not unexpected because older participants are not digital natives who have benefited from a lifelong digital experience, including best practice.</p>
</sec>
<sec id="s30002">
<title>Gender</title>
<p>The results regarding the weak practices that respondents applied, analysed by gender, are contained in <xref ref-type="fig" rid="f0004">Figure 4</xref>. Although both genders displayed improper password practices, the areas of deficiency for male and female respondents differed.</p>
<fig id="f0004">
<label>FIGURE 4</label>
<caption>
<p>Weak password practices per gender.</p></caption>
<graphic xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="SAJIM-20-920-g004.tif"/>
</fig>
<p>There was no notable difference in simultaneous use and unsafe storage practices across gender. A slight variance in the prevalence of the improper practices of regarding ease more important than security when creating passwords, risk not regarded as an important consideration when creating passwords, not using a proper combination of characters to create passwords and password reuse were found. Although the variance was only slight, females seem to apply these improper practices less often than males.</p>
<p>Although female respondents tended to reuse their passwords less than the male respondents, they were guiltier of using personally meaningful information, shared passwords more often and did not change their passwords as often as the male respondents.</p>
<p>When analysing the number of sites visited requiring authentication, per gender, it was found that almost a similar percentage of each gender accessed 10&#x2013;14 sites and 15&#x2013;19 sites. However, significantly more male respondents accessed 20 or more sites, while more females visited 1&#x2013;9 different sites. Notoatmodjo and Thomborson (<xref ref-type="bibr" rid="CIT0043">2009</xref>) found that the more passwords users need to acquire access to sites, the more they tend to reuse passwords. The fact that the male respondents in this study visited more sites requiring authentication could explain why they tended to reuse their passwords more, supporting the study by Bryant and Campbell (<xref ref-type="bibr" rid="CIT0005">2006</xref>) but again showing some cross-loading of demographic factors on password performance for future research and analysis.</p>
<p>Despite <xref ref-type="fig" rid="f0004">Figure 4</xref> showing that in general female respondents apply weak password practices to a greater extent than males, interestingly, more than 90% of the top 11 overall password performances indicated in this study, originated from female respondents.</p>
</sec>
<sec id="s30003">
<title>Number of Internet sites accessed</title>
<p><xref ref-type="fig" rid="f0005">Figure 5</xref> shows the analysis of poor practices based on the number of sites that respondents visit requiring authentication using passwords.</p>
<fig id="f0005">
<label>FIGURE 5</label>
<caption>
<p>Weak password practices per number of sites requiring authentication.</p></caption>
<graphic xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="SAJIM-20-920-g005.tif"/>
</fig>
<p>This study showed that the more passwords users have, the more they tend to reuse and simultaneously use their passwords. This confirms the observations from the literature about human memory limitations (Sasse, Brostoff &#x0026; Weirich <xref ref-type="bibr" rid="CIT0047">2001</xref>:124), resulting in users suffering from &#x2018;password overload&#x2019; when they have more passwords to remember (Notoatmodjo &#x0026; Thomborson <xref ref-type="bibr" rid="CIT0043">2009</xref>).</p>
<p>The results of this South African study corresponds with the results of a number of international studies that found a correlation between the number of passwords that users have and the following insecure practices that users often apply:</p>
<list list-type="bullet">
<list-item><p>password reuse (Adams &#x0026; Sasse <xref ref-type="bibr" rid="CIT0001">1999</xref>:42; Carstens et al. <xref ref-type="bibr" rid="CIT0010">2004</xref>; Florencio &#x0026; Herley <xref ref-type="bibr" rid="CIT0017">2007</xref>:660; Gaw &#x0026; Felten <xref ref-type="bibr" rid="CIT0025">2006</xref>:48)</p></list-item>
<list-item><p>the simultaneous use of a password for more than one purpose (Adams &#x0026; Sasse <xref ref-type="bibr" rid="CIT0001">1999</xref>:42; Carstens et al. <xref ref-type="bibr" rid="CIT0010">2004</xref>; Florencio &#x0026; Herley <xref ref-type="bibr" rid="CIT0017">2007</xref>:660; Furnell <xref ref-type="bibr" rid="CIT0019">2005</xref>:10).</p></list-item></list>
<p>The number of sites requiring authentication seems to have no significant influence on the following password creation practices: considering ease versus security, considering the risk of the password&#x2019;s use in its creation and the characters used in the composition of passwords. In contrast to research by Furnell (<xref ref-type="bibr" rid="CIT0019">2005</xref>:10), this study did not find a distinctive increase in the use of personally meaningful information, not changing passwords regularly or password sharing as the number of passwords increases.</p>
</sec>
<sec id="s30004">
<title>Education</title>
<p>The weak practices analysed per highest level of education appear in <xref ref-type="fig" rid="f0006">Figure 6</xref>. While using meaningful words was found to be the highest for graduates, using meaningful numbers increased with levels of education. Although the weak practice of regarding convenience as more important than security increased with education, the lack of risk awareness (i.e. not considering the risk associated with a password&#x2019;s use) when creating passwords seems to have decreased as levels of education increased. It is noticeable that password sharing was the highest among respondents with no formal after-school qualifications. Very interesting is the increase in unsafe storage with increased education levels.</p>
<fig id="f0006">
<label>FIGURE 6</label>
<caption>
<p>Weak password practices per highest level of education.</p></caption>
<graphic xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="SAJIM-20-920-g006.tif"/>
</fig>
<p>Some of the variances could again only be properly explained once the cross-loading of factors, such as the higher age associated with higher levels of education or more sites accessed with higher levels of education, was investigated.</p>
</sec>
<sec id="s30005">
<title>Internet experience</title>
<p>The weak practices analysed by years of Internet experience appear in <xref ref-type="fig" rid="f0007">Figure 7</xref>.</p>
<fig id="f0007">
<label>FIGURE 7</label>
<caption>
<p>Weak password practices per years of Internet experience.</p></caption>
<graphic xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="SAJIM-20-920-g007.tif"/>
</fig>
<p>Years of Internet experience shows significant variance within the categories. Sharing of passwords, for example, peaks for the middle category (10&#x2013;14 years Internet experience) and is significantly lower for both fewer and more years of Internet experience. It is possible that this trend could again be related to an increase in the numbers of sites accessed. Related poor practices of non-complex composition and meaningful numbers decrease with experience but, surprisingly, both unsafe storage and simultaneous use increased with the years of Internet experience.</p>
</sec>
</sec>
<sec id="s20011">
<title>Within-sample variation for different demographics</title>
<p>The variation within each demographic group was used to determine if a particular demographic group displayed a higher, or lower, prevalence for the particular measure. A confidence interval of 10% was selected for a medium focus. Where any demographic group displayed a prevalence of 5% higher than the mean, it is indicated as high and conversely a measure of 5% below the norm indicate a low focus. <xref ref-type="fig" rid="f0008">Figure 8</xref> indicates the extent of the focus for the different improper password practices per demographic group.</p>
<fig id="f0008">
<label>FIGURE 8</label>
<caption>
<p>Focus areas for security education, training and awareness programmes.</p></caption>
<graphic xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="SAJIM-20-920-g008.tif"/>
</fig>
<p>From <xref ref-type="fig" rid="f0008">Figure 8</xref> it is evident that areas of higher and lower focus exist within all the demographic groups, meaning that all demographic groups are in need of SETA. Furthermore it shows that the various demographic groups require tailored SETA programmes with different focus areas.</p>
<p>The results confirm that a one-size-fits-all approach for SETA programmes is not ideal. Although it could be argued that &#x2018;covering all bases&#x2019; would be appropriate, relevance is a cornerstone for education and care should be taken to hide the specific knowledge required by an individual user, within a sea of non-relevant information that already shapes a user&#x2019;s behaviour.</p>
<p>However, there is also opportunity within this variance: the construct of social influence is well appreciated in the behavioural change and technology literature and allowing a natural transfer of good practices within diverse groups, although challenging, could have significant impact.</p>
</sec>
</sec>
<sec id="s0005">
<title>Conclusion</title>
<p>Although this study showed that there is a substantial incidence of poor password practices among South African computer users, research by Furnell and Esmael (<xref ref-type="bibr" rid="CIT0023">2017</xref>) has shown that security-related information, guidance and feedback can positively influence secure behaviour. It has been argued that appropriate interventions can contribute to online security, even more so because the risks that users are exposed to are continuously changing.</p>
<p>Furnell (<xref ref-type="bibr" rid="CIT0021">2008</xref>:9) warns that designers of SETA programmes must be wary of the &#x2018;build it and they will come&#x2019; approach. It is essential that the relevant users, who need to hear the message, should be &#x2018;attracted&#x2019; to the education message. This can only be achieved by using the most appropriate method of communication, which could be tailored for different demographic groups. Although the design of the message falls outside the scope of this research, it is important that appropriate messages for different demographic groups form part of SETA initiatives.</p>
<p>This article makes a contribution by showing the differences in overall poor password practices for South African online consumers (<xref ref-type="fig" rid="f0001">Figure 1</xref>), as well as per demographic group (<xref ref-type="fig" rid="f0008">Figure 8</xref>). The findings will allow for the design of targeted SETA initiatives to help create the security culture alluded to in the South African Cyber Security Policy Framework. A second contribution of this research is that it confirms that there are indeed differences between the different demographic groups, for certain password practices, and that one-size-fits-all SETA initiatives will not be appropriate.</p>
<p>However, it is not recommended that the differences displayed in this research be used as the basis for such design. Given the variations for different demographic groups, as well as the cross-loading effect between the groups, an appropriate SETA design should commence with individualised assessments of the recipient&#x2019;s current password practices. This research contributes by providing the set of practices that should be assessed to design individualised SETA for the individuals, or if required groups, who display particular poor password behaviour.</p>
</sec>
</body>
<back>
<ack>
<title>Acknowledgements</title>
<sec id="s20012" sec-type="COI-statement">
<title>Competing interests</title>
<p>The authors declare that they have no financial or personal relationships that may have inappropriately influenced them in writing this article.</p>
</sec>
<sec id="s20014">
<title>Authors&#x2019; contributions</title>
<p>Each of the authors participated equally in the design of the survey instrument, the analysis of the results and findings and the writing of this article.</p>
</sec>
</ack>
<ref-list id="references">
<title>References</title>
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<fn><p><bold>How to cite this article:</bold> Butler, R. &#x0026; Butler, M., 2018, &#x2018;Some password users are more equal than others: Towards customisation of online security initiatives&#x2018;, <italic>South African Journal of Information Management</italic> 20(1), a920. <ext-link ext-link-type="uri" xlink:href="https://doi.org/10.4102/sajim.v20i1.920">https://doi.org/10.4102/sajim.v20i1.920</ext-link></p></fn>
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